The Things You Need Every Day!
- No need to call or send checks!
- No need to send your Personal info. over the Net!
- Push a button, Rate Surfer does the rest!
- Never miss a Payment or Exceed Your Limit!
- Rate Surfer can do it for you, Automatically, Everyday!
Push Button Balance Transfers
Don’t worry, All data remains secure in Your computer
Need more credit?
Notifications & Warnings emailed/SMS directly to You
Help improve Your Credit Score
Features
Credit card debt management service software by RateSurfer.com. Automatic balance transfer to low interest rate credit cards using our unique software that acts as your own credit card debt management service.
Credit Card Debt Management with RateSurfer helps people manage credit card debt by helping them intelligently manage their balance transfers to lower interest rate credit cards. RateSurfer helps people get the most from their credit cards by allowing them to easily manage credit card debt.
Credit card debt can be managed, but in today's busy world who has time? RateSurfer is like a management service for credit card debt, resulting in dramatic credit card savings.
Debt management is time consuming. You've probably spent time researching credit card savings using balance transfers to reduce the cost of debt, you might even have considered debt consolidation. Credit card savings can certainly be accomplished by paying them all off, but that is often difficult to do all at once. This is where RateSurfer comes in. Our credt card debt management service software manages your credit card debt to provide maximum credit card savings. Balance transfers are done automatically to the lowest rate credit card.
Why use an expensive credit card debt management service when you can use our software to automate your balance transfers to low interest rate credit cards for much less?
Rate Surfer Security Model vs. Server Side Model
It seems today that the vulnerabilities of online web servers are increasing exponentially. Attacks on web server operating systems, application programs, networks and databases are becoming more frequent and it often seems like there are no solutions. This is a problem.
Within recent years, Personal Financial Management, P.F.M, companies are becoming exceedingly popular, but in order to utilize their services people must supply their personal information to the P.F.M's web server. This means people's credit card information, user names and passwords, bank account information and other personal information (that you don't want to share) are all stored in one place, on one web server. If a hacker were to gain access to that one server, they could have a real heyday!
Rate Surfer can offer you a solution. Compare Rate Surfer's "desktop" security model with that of large, online, databases: Rate Surfer offers a desktop [client side], ultra secure database. This means that all of your personal information is stored in your own computer not on a web server. Rate Surfer is a download application to your desktop. Its database encrypts all your sensitive financial information which has been retrieved to your computer from the various bank sites. Only non-sensitive information is streamed online to the Rate Surfer server from your desktop data base.
This type of desktop security model eliminates the risk of a single database that could potentially be attacked. There is always a much greater chance of an online, aggregating database being hacked vs. a multitude of individual I.S.P databases being compromised. In addition to Rate Surfer's desktop security feature, your sensitive information contained in the Rate Surfer application isn't completely revealed, for example only the last four digits of your credit card account numbers can be seen.
Rate Surfer is a new credit card financial management product offering a variety of services ranging from automatic balance transfers to low interest credit cards and finding new credit card deals. Aside from the services Rate Surfer offers, the unique desktop security feature protects your sensitive information from being compromised.